成都·青羊区
职位详情
【Job Responsibilities】 1. Merchant System Planning and Product Design Responsible for the overall planning and iteration of the merchant system, including core modules such as merchant onboarding, contract signing, fee rate configuration, fund account management, clearing and settlement rules, billing cycle models, and risk control review. 2. Merchant Onboarding and Lifecycle Management Design and optimize the end-to-end process for merchants, covering application onboarding, information collection, qualification review, activation configuration, permission management, exit procedures, and suspension mechanisms. 3. Merchant App and Merchant Portal Product Development Responsible for the functional planning, interaction design, and requirement iteration of the Merchant App and Merchant Portal (web version), catering to the usage scenarios of key account (KA) and small-to-medium enterprise (SME) merchants in Europe. 4. Collaboration on Payment Systems and API Integration Drive API integrations with POS systems, ERP, PMS, e-commerce platforms, SaaS, and third-party systems, coordinating with technical teams to complete solution design, debugging, and launch. 5. Fund Settlement and Reconciliation Process Development Plan product capabilities related to merchant settlement, bill generation, fund allocation models, reconciliation mechanisms, exception handling, billing cycle configuration, and fund flow management. 6. Compliance Review and Risk Control Integration Develop KYC/KYB/AML review processes and suspension mechanisms in line with regulatory and business requirements, collaborating with risk control and compliance teams for implementation. 7. Communication and Support for European Merchant Needs Engage with KA and SME merchants in the European region for requirements alignment, version training, product interviews, and feedback collection, delivering product optimization proposals. 8. Cross-Team Collaboration and Project Advancement Maintain efficient collaboration with business, technical, operations, finance, legal, and compliance teams, driving projects from requirements gathering and scheduling to launch and acceptance. 【Qualifications】 1. Bachelor’s degree or higher from a full-time, accredited university (first degree). 3–7 years of experience in To B or merchant system products, with a background in merchant platforms, clearing and settlement systems, backend systems, or payment systems. 2. At least 2 years of team management experience. 3. Familiarity with at least two of the following scenarios/systems: - Merchant onboarding/contract signing/qualification review - Merchant App/Merchant Portal - Payment systems, POS, or API integrations - Clearing and settlement/billing/fund allocation/fund accounts - Merchant backend and account/fee rate configuration - Resident merchant management and lifecycle operations 4. Understanding and experience with KYC/KYB/AML compliance processes, capable of integrating risk control strategies into product design. 5. Ability to independently conduct business research, requirement analysis, prototype design, PRD writing, project advancement, and launch evaluation. 6. Strong cross-departmental communication skills, with experience collaborating with technical, operations, finance, legal, or overseas teams. 7. Proficiency in English (both spoken and written), enabling direct communication with overseas teams and European merchants. 8. Familiarity with the business models, settlement needs, compliance requirements, or operational processes of KA and SME merchants in the European region is preferred. 9. Experience in serving B2B merchants, cross-border merchants, or industry-specific merchants (e.g., retail, dining, e-commerce, lifestyle services) is a plus. 【Additional Advantages】 - Experience in building merchant systems, Merchant Portals, or Merchant Apps from scratch - Experience supporting the European market or serving multilingual merchants - Understanding of merchant settlement, bill reconciliation, billing cycle fund management, or fund allocation/reconciliation mechanisms - Experience with product globalization or multi-region version design - Background in risk control, merchant compliance, financial clearing and settlement, or B2B SaaS - Prior experience at Meituan or Ele.me 【We Offer】 Working Hours: 9:00 AM – 18:30 PM, weekends off, and public holidays fully observed. Social Benefits: Social insurance and housing fund provided upon employment. Perks & Benefits: Annual leave, paid sick leave, birthday gifts, flexible working hours, team-building events, afternoon tea, and more. Team Culture: Join a multicultural, global team led by overseas graduates from top universities. We look forward to having you on board!
2026-06-21 13:59
IP属地：四川成都
职位福利
本科1-3年B端产品C端产品支付产品
小慕(成都)科技有限公司
工作地址
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